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March 1, 2011     The Ortonville Independent
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March 1, 2011
 

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Cancer Support Prepare for possible floods Group donatesto By The Red River Basin Commission With the wet fall and heavy wet snowpack, now is the time to plan ahead in case the snow melt and spring precipitation cause flooding in the Upper Minnesota River Watershed and the Red River Basin once again. In the US, the National Flood Insurance Pro- gram (NFIP) is available to help ease the financial burden if you sustain flood damages this spring. Most poli- cies must be in place 30 days before coverage is valid so act now. Here are the top ten things you need to know about the NFIP: 1. Everyone lives in a flood zone. You do not need to live near water to be flooded. Floods are caused by storms, melting snow, water backup due to inadequate or overloaded drainage systems, as well as broken water mains. 2. Flood damage is not covered by homeowners policies. You can protect your home, busi- ness, and belongings with flood insur- ance from the NFIP. You can insure your home with flood insurance up to $250,000 for the building and $100,000 for its contents. 3. You can buy flood insurance no matter your flood risk. It does not matter whether your flood risk is high or low. Anyone in a community that participates in the NFIP can buy building and/or contents coverage, with very few exceptions. It is a good idea to buy even in lower risk areas because 25 to 30 percent of flood insurance claims come from low-to- moderate risk areas. 4. The low-cost Preferred Risk Pol- icy is ideal for homes and businesses in low-to-moderate-risk areas. Homeowners can insure buildings and contents for as little as $119 per year. Business owners can insure build- rags and contents for as little as $550 per year. Residential renters can insure contents for as littIe as $39 per year. 5. Flood insurance is affordable. About 90 private insurance compa- nies nationally offer affordable flood insurance backed by the federal gov- ernment. Contact your local agent. Policies are available to homeowners, condo owners, apartment owners, renters, and business owners alike. 6. Flood insurance is easy to get. You can buy flood insurance from private insurance companies and inde- pendent insurance agents; call yours today ! 7. Contents coverage is separate, so renters can also insure their belongings. Up to $100,000 contents coverage is available for homeowners and renters. Whether you rent or own your home or business, make sure to ask your insur- ance agent about contents coverage. It is not automatically included with the building coverage (except under the Preferred Risk Policy). 8. Up to a total of $1 million in flood insurance coverage is available for non-residential buildings and con- tents.Up to $500,000 of coverage is available for non-residential buildings. Up to $500,000 of coverage is avail- able for the contents of non-residential buildings. 9. There is usually a 30-day waiting period before coverage goes into effect. Plan ahead so you are not caught without insurance when a flood threat- ens your home or business. 10. Federal disaster assistance is not the answer. Federal disaster assistance is only available if the President declares a dis- aster. Flood insurance pays even if a disaster is not declared. For more information on the NFIE contact your local insurance agent or call 1-800-427-4661 or go to www.floodsmart.gov. In Manitoba, the Emergency Meas- ures Organization (EMO) was formed to reduce the impact of disasters on Manitobans by fostering cooperation of available resources. As part of its du- ties, EMO is responsible for the ad- ministration of the provincial Disaster Financial Assistance program for pri- vate and public sectors and the system- atization of recovery assistance programs. The purpose of the disaster financial assistance is to assist victims, munici- palities, government departments, and other agencies to recoup some of the costs incurred with respect to mitigat- ing the consequences of disaster. Ac- tivities include co-ordination of partners in community recovery, de- veloping and implementing guidelines for the evaluation, approval and pay- ment of disaster assistance claims, and consulting on guidelines and policy. Living in the Red River basin and the Upper Minnesota Watershed there is always the potential for a spring flood, be prepared! Family Living Focus Fit More Fiber Into Your Diet You know fiber is good for you but if you're like many Americans, you don't get enough. In fact, most of us get less than half the recommended amount of fiber each day. Dietary fiber is found in the plants you eat, including fruits, vegetables and whole grains. It's sometimes called bulk or roughage. You've probably heard that it can help with digestion so it may seem odd that fiber is a substance that your body can't digest. It passes through your digestive system practically unchanged. "You might think .that if it's not digestible then it's of no value. But there's no question that higher intake of fiber from all food sources is beneficial," says Dr. Joanne Slavin, a nutrition scientist at the University of Minnesota. Fiber can relieve constipation and normalize your bowel movements. Some studies suggest that high-fiber diets might also help with weight loss and reduce the risk for cardiovascular disease, diabetes and cancer. The strongest evidence of fiber's benefits is related to cardiovascular health. Several large studies that followed people for many years found that those who ate the most fiber had a lower risk for heart disease. The links between fiber and cardiovascular health were so consistent that these studies were used by the Institute of Medicine to develop the Dietary Reference Intakes for fiber. Experts suggest that men get about 38 grams of fiber a day, and women about 25 grams. Unfortunately, in the United States we take in an average of only 14 grams of fiber each day. High fiber intake seems to protect against several heart-related problems. "There is evidence that high dietary fiber consumption lowers 'bad' cholesterol concentrations in the blood and reduces the risk for developing coronary artery disease, stroke and high blood pressure," says Dr. Somdat Mahabir, a nutrition and disease expert with NIH's National Cancer Institute. Fiber may also lessen the risk for type 2 diabetes, the most common form of diabetes. Fiber in the intestines can slow the absorption of sugar, which helps prevent blood sugar from spiking. A recent study followed more than 75,000 adults for 14 years found that diabetes risk was significantly reduced in people who had the highest fiber intake. Weight loss is another area where fiber might help. High-fiber foods generally make you feel fuller for longer. Fiber adds bulk but few calories. "In studies where people are put on different types of diets, those on the high-fiber diets typically eat about 10 percent fewer calories," says Slavin. Other large studies have found that people with high fiber intake tend to weigh less. Scientists have also looked into links between fiber and different types of cancer, with mixed results. Much research has focused on colorectal cancer, the second-leading cause of cancer death nationwide. Protection against colorectal cancer is sometimes stronger when scientists look at whole-grain intake rather than just fiber. One study of nearly 500,000 older adults found no relationship between fiber and colorectal cancer risk, but whole-grain intake led to a modest risk reduction. Whole grains, fruits and vegetables are also packed with vitamins and other nutrients, so experts recommend that you get most of your fiber from these natural sources. "Unfortunately, a lot of people tend to pick low-fiber foods. They go for white bread or white rice. Most of the processed foods that are really convenient tend to be low in fiber," says Slavin. For people who have trouble getting in enough fiber from natural sources, store shelves are filled with packaged foods that tout added fiber. These fiber-fortified products include yogurts, ice cream, cereals, snack bars and juices. Research suggests that fiber-fortified products may not have the same effects as the intact fibers found in whole foods. The bottom line is that most of us need to fit more fiber into our day, no matter what its source. "It would be great if people would choose more foods that are naturally high in fiber," Slavin says. Increase your fiber intake gradually, so your body can get used to it. Adding fiber slowly helps you avoid gas, bloating and cramps. Eat a variety of fruits, vegetables, whoi grains and nuts to add a mix of different fibers and a wide range of nutrients to your diet. A fiber-rich diet can help your health in many ways. Tips to Get More Fiber in Your Diet Bulk up your breakfast. Choose a high-fiber cereal (five or more grams per serving) or make a bowl of oatmeal and top it with nuts and fruit Switch to whole grains. Look for bread that lists whole-grain flour as the first ingredient. Experiment with barley, wild or brown rice, quinoa, whole wheat pasta and bulgur. Add a vegetable. Keep a bag of frozen mixed vegetables, spinach or broccoli florets for a quick addition to any pasta sauce or rice dish. Start dinners with a tossed salad. Don't forget legumes. Try peas, different kinds of beans (pinto, kidney, lima, navy and garbanzo) and lentils. Snack on fruit, nuts and seeds. Grab a piece of fruit such as an apple, pear or banana. Keep some almonds, sunflower seeds and pistachios handy. Low-fat popcorn or sliced vegetables and hummus also make a great snack. Portions of this article from National Institute of Health Newsletter August 2010. If you would like more information on "Fit More Fiber Into Your Diet" feel free to contact Gail Gilman-Waldner, Program Development and Coordination - Minnesota River Area Agency on Aging, Inc. and Professor Emeritus - University of Minnesota at 507-389-8869 or e-mail Gall at ggwaldner@rndc .org. Additional resources are available by contacting the Senior LinkAge Line: at 1-800-333-2433 or visiting the MinnesotaHelp.Info website at www.MinnesotaHelp.Info. "Cure Kids Cancer" The Big Stone County Cancer Support Group donates 25 percent of the money it raises each year to a can- cer research hospital. This year, the Cancer Support Group is making a donation to the Cure Kids Cancer pro- gram at Sanford Health in Sioux Falls, SD. Childhood Cancers is the leading cause of death in kids under the age of 15. This is second only to accidents. Cure Kids Cancer is dedicated to find- ing life saving treatments and eventu- ally a cure for childhood cancers. A representative from Sanford Health will be in Ortonville to accept the group's donation and will make a short presentation at that time. The tentative date for this gathering is Tuesday, March 8, at 7 p.m. in the First English Lutheran Church base- ment. The public is invited to join us as we learn more of what our dollars raised from the Walk of Hope are doing for childhood cancers. More information will be in next week's paper. 32ND ANNUAL ARCTIC OPEN GOLF TOURNAMENT on Lake Eli in linton on Saturday, Feb. 12 was another success. Winners of the men's ivision are pictured above. From left to right are second place winner Roger Sandberg of Ortonville, who shot a 22, Todd Sandber CCSC member and Ra-ndy Stattelman first place with a 21. The Iroplies are made by Stattelman Lumber and painted by Stattelman Signs. There were 110 adults participating in the event. Attentive driving can prevent deadly crashes The Minnesota State Patrol's mes- Minnesota's "Ted Foss Move sage to motorists-pay attention. Over" law is over 10 years old. Foss According to preliminary Minnesota was killed by a passing vehicle as he Department of Public Safety traffic was conducting a traffic stop on the crash reports, nine people died during shoulder of 1-90 in Winona in 2000. Feb. 17-23, making it the deadliest Minnesota's "Move Over" law: period on the road in 2011. To-date this year, there have been 32 deaths compared to 35 at this time in 2010. Eight troopers have been hit on the road since Feb. 20. During winter (Nov. 1, 2010-present), 31 troopers have been hit (compared to 13 at this time last winter. "It doesn't matter the road condi- tions; drivers need to pay attention," says Lt. Eric Roeske of the Minnesota State Patrol. A majority of accidents have happened because people were not paying attention or driving too fast. Drivers need to be alert to road conditions and for flashing lights. If they see cars pulled over to the side of the road, whether it be a patrol car, tow truck or vehicle of any kind, they need to move over to ensure the safe- ty of the person offering aid, and the people being helped are out of dan- ger." No one is risk free when it comes to the #1 cause of property damage from natural disasters - flood. Keep everything you value Safe. Sound. Secure.  from a flood with Auto- Owners Insurancer Call o'isit, us today! TOM KINDT AGENCY 113 NW 1st Street Ortonville, MN 56278 320-839-6145 Free website help for area businesses Ortonville businesses are eligible to receive free website development assistance through a new program through the Ortonville School and Ortonville EDA. An application form and more information about the program can be found at www.ortonvilleeda.com This project was made possible through the Upper Minnesota Valley Regional Development Commission (UMVRDC) Intelligent Rural Community (MIRC) project with funding made possible by the Blandin Foundation's US Department of Commerce's Broadband Technology Opportunities Program (BTOP) grant. Ortonville School Youth Development funds along with Ortonville EDA in-kind provide addi- tional assistance to the program. duto.Owners Insurance INDEPENDENT WANT ADS PAY TAN When traveling on a road with two or more lanes, you must keep over one full lane away from stopped emergency vehicles with flashing lights activated, including ambulance, fire, law enforcement, maintenance and construction vehicles. Reduce speed if you are unable to safely move over a lane. Failing to take these actions endangers personnel who provide critical and life-saving services. INVITES YOU CIJSTONER APPRECIATION IJSI,]. v in GRACEVILLE, March 4, 2011 Join us at the Community Center, Main Street, Graceville I BRIAN HEFTY 10:30 a.m. Presentation Increase Your Com/Soybean Yield Profits Lunch Served 12:00 p.m. to 1tO0 p.m. Tier IV Advantages 1:30 p.m. Presentation PARTS SPECIALS ALL WEEK. ,f March 4 15% Off Shovels & Sweeps. Battery Special tONLY Up to 25% Off Filters, Powdered Graphite Special Price. 0,,0,,,,p,,,s Titan Machinery- Graceville I 315 Highway 28, Graceville, MN 56240 (320) 748-7277 I (800) 248-0475 I graceville.titanmachinery.com Page 16 00INDEPENDENT Tuesday, March 1,2011