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The Ortonville Independent
Ortonville, Minnesota
November 29, 2011     The Ortonville Independent
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November 29, 2011

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF • THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PROCEEDINGS OF THE ORTONVILLE SCHOOLBOARD agreement. 11-193 Approve New Hockey Agreement: M/Plathe, S/Henrich and unanimously carried to approve the new hockey agreement to include CGB. 11-194 Approve Restatement of Written Flex Plan: M/Gustafson, S/Hamson and unanimously carried to approve the restatement of the Ortonville Schools written flex plan. The plan was restated to include all new flex plan legislation as of October 1,2010. 11-195 Steve and Lori Strei: Steve and Lori Strei stated their concerns after Monday, October 17, 2011 four students were asked to submit to The Ortonville Board of Education met '-' NOTICE IS HEREBY GIVEN, that in regular session on Monday, October alcohol testing following a coach's default has occurred in the conditions of 17,2011 at 7:00 PM in the Library. suspicion that they were drinking on the .the following described mortgage: Members Present: Mary Gustafson, bus. Since none of the students tested positive for alcohol use they feel the DATE OFMORTGAGE: 07/07/2006 Michael Hamson, Timothy Henrich, coaches should apologize to the • MORTGAGOR(S): Dale C. Tollakson Debbie Hoffman, Marlowe Klepel, and Dorothy J. Tollakson, husband and James Nelson, John Plathe, Kathi students. They feel that the board should have a written policy for wife. Thymian addressing this type of issue. The Supt. ' MORTGAGEE: Bank of America, Members Absent: None will check with MSBA and MSHSL for National Association Also Present: Jeff Taylor, LuAnn recommendations or policies on how to SERVICER: Bank of America, N.A. Hansen, Julie Schneider, Joel handle this situation. MORTGAGE ID #: N/A Stattelman, Derrick Flanagan, Susan Board Member's Reports: DATE AND PLACE OF RECORDING: Spors, Lori Strei, Steve Strei, Cathy Klepel: Attended the Foundation • Recorded July 19, 2006,Big Stone Radermacher, Lisa Berdan, Taylor meeting. The alumni foundation and A+ County Recorder, Document No. Jones, Nicholas Athey, Alec Larson, foundation have been merged. The new 161322. Rickie Roscoe, Rachel Berger, Emily foundation name is Ortonville School LEGAL DESCRIPTION OF Giese, Kaitlyn Rehn, Trevor Schafer Foundation. PROPERTY: Lots Four (4), Five (5), Six 11-176 Agenda: M/Hoffman, Plathe: Negotiations are going (6), Seven (7), Eight (8), Nine (9), Ten S/Hamson and unanimously carried to smoothly. (10), Eleven (11), and Twelve (12), approve the agenda with the following Hamson: Was asked to bring up a Block Nineteen (19),Original Plat, additions: bullying problem on the Rosen bus Village of Odessa, Big Stone County, 11-195- Steve and Lori Strei route. Administration encouraged Minnesota 11-177 Consent: M/Gustafson, parents to contact them directly with TAX PARCEL NO.: 210124000 S/Henrich and unanimously carried to these problems so they can be ADDRESS OF PROPERTY: 105 4th approve the following consent items: addressed immediately. St. W., Odessa, MN 56276 11-177.1 Approve September 1 9, Superintendent's Report: With help COUNTY IN WHICH PROPERTY IS 2011 meeting minutes as presented, from the SW/WC Services Coop the LOCATED: Big Stone 11-177.2 Authorize payment of Ortonville School is creating a literacy ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $32,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $35,524.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or .proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above .described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, January 05, 2012, 10:00 a.m October 2011 bills in the amount of plan. The Response to Intervention and $362,949.99. Minnesota Reading Corp will become a 11-177.3 Approve Expenditure/ part of the literacy plan. This plan will Revenue Summary and Investments. help to meet the annual yearly progress DISCUSSION ITEMS: 11-178 Dramatic Literature Class requirements mandated by NCLB. Presentation: Lisa Berdan and students NWEA testing should be completed by from the dramatic literature class were mid October. We should have results by available to present information about the November board meeting. The their play that addresses bullying and district has added more cameras to helps people understand the concept of buses to help address discipline matters empathy. The school plans to implement on certain routes. The Robotic Club will school wide anti-bullying activities to be having a pancake feed on Sunday, coincide with the play that they hope to October 30th. MEA is October 20-21, present in December or January. and a teachers' workshop is November 11-179 Review FY 2011 Audit Report: 4th. There will be no school on those Derrick Flanagan, Fide Bailly, presented days. Conference will be moved to their FY2011 Audit findings to the Board. November 10th due to the 8th being an There was a downward trend on election day. available cash and liquidity. This trend is Upcoming Opportunities: MSBA winter largely due to the State's policy of conference in January. delayed payments of general education Confirm Meeting Dates: revenue. Due to state mandated tax Regular November Board Mtg. - shifts local levy revenue increased and Monday, November 21, 2011 - 7:00 PM state revenue decreased by $341,475. - Library. Compared to 42 districts of our size the SAR (System Accountability Report) Ortonville School was very comparable Mtg. - Monday, October 24, 2011 - 7:00 in all service areas. PM - Library. 11-180 Future Audits: Fide Bailly has Adjourn: 9:50 PM been doing to the school's annual audit James A. Nelson, Chair since 1999 and had submitted a three Deborah E. Hoffman, Clerk year letter of engagement for the PLACE OF SALE: Front Steps of Big Stone County Courthouse, City of Ortonville ,to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption -within 6 months from the date of said ~sale by the mortgagor(s), their personal representatives or assigns. ' DATE TO VACATE PROPERTY: The date on or before which the mortgagor board's consideration. A local CPA must vacate the property if the asked to be considered for future audits .mortgage is not reinstated under as well. Board members stated that they Minnesota Statutes section 580.30 or were pleased with Fide Bailly and did the property redeemed under Minnesota not want to change something that is Statutes section 580.23 is 07/05/2012 working so well. M/Plathe, S/Gustafson at 11:59 p.m. If the foregoing date is a to approve a letter of engagement with Saturday, Sunday or legal holiday, then Fide Bailly for the next three audit the date to vacate is the next business years. day at 11:59 p.m. 11-181 Update 2011 Payable 2012 MORTGAGOR(S) RELEASED FROM Levy Information: Last month the board FINANCIAL OBLIGATION ON certified the 2011 payable 2012 levy • MORTGAGE: NONE document for the maximum amount. THE TIME ALLOWED BY LAW FOR .REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 02, 2011 ~. ~Bank of America, National Association Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns ~ttorneys for: ank of America, National Association Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-113756 (Nov. 15, 22, 29, Dec. 6, 13 & 20, 2011) NOTICE ADVERTISEMENT FOR BIDS BIG STONE COUNTY, MINNESOTA Big Stone County is accepting written sealed bids for the sale of a two (2) acre tract of land located in the Southwest Quarter of the Southwest Quarter (SW 1A SW ¼), Section Five (5), Township One Hundred Twenty-one (121), Range Supt. Taylor reviewed the changes to the levy document since that time. There was an increase from the previous document but the levy amount was still 9.98% lower than last year. 11-182 QZAB Dollars/ IPAD Information: There is a balance of $117,000 in the QZAB (Qualified Zone Academy Bonds) account. If the money isn't used for qualified expenses before March 2012, the board has the option of using the balance to help pay back the bond principal. Technology expenses are eligible QZAB expenses. At the last meeting the board had asked for information about IPADs. Supt. Taylor reviewed information he had received from RCW, a school that purchased IPADS for 5-12 grade students. He also demonstrated some educational uses for the IPAD. The board directed Mr. Taylor to look into implementing an IPAD program using the QZAB funds.. ACTION ITEMS: 11-183 Approve the FY 2011 Audit Report and Approve to Assign Funds of $302.036 for Severance: M/Klepel, S/Plathe and unanimously carried to approve the FY2011 audit as presented and assign funds in the amount of $302,036 for severance. 11-184 Appoint Superintendent Jeff Taylor as Human Rights, Title IX and 504 Coordinator: M/Plathe, S/'l'hymian and unanimously carried to appoint Jeff Taylor, Superintendent as the Human Rights, Title IX and 504 Coordinator for FY2012. 11-185 Approve Assurance of Compliance Report: M/Hoffman, S/Henrich and unanimously carried to approve the 11-12 Assurance of Compliance Report as presented. 11-186 Review and Approve 2011-12 Seniority List: M/Thymian, S/Gustafson and unanimously carried to approve the 11-12 Certified Staff Seniority List as presented. 11-187 Approve Kristin Roe as Jr. High Knowledge Bowl Supervisor: M/Hoffman, S/Henrich and unanimously carried to approve a contract with Kristin Roe as junior high Knowledge Bowl supervisor. 11-188 Approve Sara Woilschlager as Trojan Tech Supervisor: M/Hamson, S/Gustafson and unanimously carried to approve a contract with Sara Wollschlager as the Trojan Tech Supervisor. This is an afterschool program funded by community education. 11-189 Approve Pairing Agreement With CGB in Gymnastics: M/Klepel, S/Plathe and unanimously carried to approve the pairing agreement with Clinton-Graceville-Beardsley (CGB) for gymnastics beginning with the 2011-12 school year. Whole Deer Processing s600o 11-190 Approve Food Service Contract (Lisa Joi): M/Thymian, S/Gustafson and unanimously carried to approve a contract with Lisa Joi as a regular cook beginning of October 10th for the 11-12 school year. 11-191 Approve Food Service Contract (Michele Fredrichsen): M/Henrich, S/Plathe and unanimously carried to approve a contract with Michele Fredrichsen as a regular cook beginning on October 24th for the 11-12 school year. 11-192 Dissolve Current Hockey Agreement: M/Klepel, S/Henrich and unanimously carried to dissolve the previous hockey agreement due to changes in participating schools. Minnewaska School does not wish to continue their participation in this Court report CGB BABYSITTING CLINIC was held on Monday, Nov. 7 at the Clinton Memorial Building. Youth partici- pating in the clinic are pictured above. In front, left to right, are Emillyanne Kleindl, Bethany Andrus, Michael Haukos, Cindy Andrus and Margo Gilsdorf. Back row, left to right, are Jasmine Cloos, Julianne Backer, Danika Wiegman, Nyah Kleindl and Morgan Gilsdorf. The clinic was put on by the University of Minnesota Extension and Big Stone County 4-H. He,di Torgerson, Community Educator and Suzanne Souza, 4-H Program Coordinator were the instuctors. Farm Management Equity Borrowing and Lending Caution, By Wayne Schoper, Farm Business Management Instructor, South Central College A popular marketing technique used in the 1970's during the farmland price run-up has been reintroduced in recent years. Many producers are being offered loans based on business equity instead of cash-flow available to repay the loan. There are pluses and minuses to equity borrowing or lending. To the lender, it is quick and easy, requiring minimal paperwork. To the borrower, the only need is to get together a quick balance sheet, have an equity ratio over 50 percent, and the loan will be approved. This type of loan can be a good strategy of securing funds in times of medical or family emergencies. It can also be handy when cash is needed to make a down payment on a piece of neighboring land that fits into the operation. However, it is often too easy to purchase items that are expensive and are not really needed for the business. Others find the I proceeds handy to cover up (Week of Nov. 18, 2011) management mistakes. DNR Frank Henry Boots, Ortonville, Before you borrow money based on equity, look at the possible Hunting-Transportation of Firearms,consequences of this quick and easy Fined $185. method of credit. First, you must examine why you need the equity loan. If it is because of losses on the debt, then one must investigate further. Are the losses a one-time occurrence or a recurring trend? Was the need for credit the result of a natural disaster? Was this disaster preventable or the result of failure to plan, manage and execute a sound strategy? What caused the operation to be short of cash, and can you prevent it from happening again? You need to find the reason for the shortfall before simply plugging the hole with an equity-based loan. The consequences can be tough. First, equity loans can be a quick fix and if done repeatedly, can erode the equity on the balance sheet. In most farmers' situations, that equity is usually the retirement program for later years, so equity loans can potentially reduce the quality of living in retirement years. Equity is eroded approximately seven percent each time an equity loan is executed because the loan is usually requested to cover otJerating expenses, losses and personal expenditures already incurred. Thus, one ends up makin~ payments on the proverbial "dead horse." Next, a producer must consider who will be evaluating their credit after the equity loan is made. In many circumstances, the marketer initiating the loan is not the individual to whom you will be answering if repayment equity loan. That back office analyst will see the case through the financial statements in an objective manner, which can be disturbing to some producers who have a vague understanding of the dollars and cents of agriculture and can be intimidated by the "numbers person" Inherent in this financial strategy is the source of payback. Will there be sufficient earnings from the farm or non-farm sources? Will the new loan and payments place your business in a non-competitive position because of increased overhead cost as the result of increased interest and principal payments? What happens if you cannot make the payment? In some cases equity lines of credit have resulted in the loss of the farm or home as a result of the assets or equity being used to secure the loan. Another consequence is whether the loan will be used to position the business to increase net earnings in a sustainable manner. The real crunch comes if we have a repeat of a scenario like the 1980's when farm assets declined substantially in value. When such declines occur, the balance sheet's equity can be reduced, or in the worse case become negative, turning the balance sheet "upside-down." For more information on types of financing, please contact a farm Lutheran Social tncome:sta mentior cash flbw hat proble m thefuture , .hi s=a ._busine_ss management instructor at Services Seeks Will become recapitfiii~ed ~n t~rm caution~gn ;fori.~nydr~e t~ng an ? Adoptive Parents Lutheran Social Service of Minnesota Adoption: Join us to learn about exciting opportunities and changes in adoption. Discover the tools and support for families who would like a flexible, proactive adop- tion process, and learn how LSS can partner with you to grow your family. LSS can help families adopt chil- dren locally and from countries around the world. The adoption information meeting will be held on Monday, November 21, 6:00 - 8:00 p.m. at Atonement Lutheran Church, located at 1144 29th Avenue North, St. Cloud. Call Lynne Haggar at (612) 879- 5230 or 1-888-205-3769 to register. For more information, or to register online, visit www.minnesotaadop- PEOPLE WHO READ NEWSPAPERS ARE Property tax levies are proposed to increase an average of 1.2 percent statewide if proposed local tax levies are adopted by local governments later this year. Levy increases combined with the elimination of a state-paid homestead credit during the 2011 spe- cial legislative session will increase the amount of taxes paid by Minnesota tax- payers by an estimated 4.7 percent, or $379 million. "Minnesota's local governments have been working hard to keep prop- erty tax levies down, even in the face of deep cuts in state aid programs like local government aid and county pro- gram aid that have forced them to trim their budgets and to cut services. The combination of eliminating the home- Stead credit and cutting local govern- ment aid means that despite the responsible actions of local officials, property taxpayers in many areas will see real tax increases," said Minnesota Revenue Commissioner Myron Frans. The proposed increase is based on maximum levy amounts proposed by local governments in advance of an- nual Truth-in-Taxation hearings, which begin November 28. Final levies will be determined following Truth-in-Tax- ation hearings, which are required for , Do your part te help Ccl; an up Big Stone LakeL) hunting photos newspaper cities with populations over 500, coun- ties, school districts, regional library authorities, and metropolitan taxing districts. The time and location of the hearings can be found on property owners' Truth-in-Taxation notice. If the proposed levies are approved, non-school property tax levies will in- crease in 2012 by $97.2 million statewide. Levy referenda were held by 131 of Minnesota's 336 school districts this fall, many to renew previous levies. The results of these referenda are not included in the data summarized here, and their impact is not included on the Truth-in-Taxation notices that counties mail to taxpayers between November 11 and November 24. Property tax increases will vary by community and by property type. The conversion of the homestead credit to a homestead value exclusion will also cause property taxes to shift from lower-valued homesteads to other properties. The 2012 levies for cities with a population over 2,500 and all counties are not subject to levy limits for the first time since 2008. Proposed levy information for local governments is available on the De- partment of Revenue Property Tax Re- ports and Data website. School levy data will be posted after they become available from the Department of Edu- cation. MN/ n~oc/t Extended Hours: Mon.-Sat. 8AM-7PM; Sun. 3-7 PM ORTONVILLE, MN PHONE (320) 839-2653 Your Wild 6ame Processing Headquarlers! We make the BEST homemade sausages in the area! Lowest Prices on Deer OPEN EXTENDED HOURS FOR Processing in DEER SEASON! ~ the Area! ACCEPTWG DEER SATURDAY & SUNDAY, DEC. 3RD & 4THf .... , ,::=:.:::::::::::'"'"'!'-" ~ ................................................................... * Award Winning Recipes Won at Tri-State Locker Convention • Summer Sausage • Pepper Sticks, Country Ring Sausage • Smoked Bratwurst, Venison Jerky German Sausage, Hot Dogs, Polish Sausage • Dried Venison • Special Seasoned Cooked Deer Roast Boneless - Per Lb. Chuck Roast or Steak 10-1 Lb. Pkgs. - Per Lb. 90% Lean Ground Beef Locally Grown - Per Lb. Half a Hog $2.19 Locally Grown - Per Lb. 1/4 or 1/2 Beef $2.19 Per Lb. T-BONE STEAK ....... . ............................... Per Lb. WHOLE SIRLOIN STEAK ........................ *4.99 Pork Chops & Roasts - 20 lb. PORK BUNDLES *49.95 Steaks, Roasts, Hamburger 25 lb. BEEF BUNDLES *89.95 Forty-five (45) , (abandoned gravel pit site). The property will be conveyed by quit claim deed. No written warranty of title nor abstract will be given. The pi'operty is legally described as follows: Beginning at a point on the north line of the southwest quarter of the southwest quarter (SW ¼ SW ¼), of Section Five (5), Township One . Hundred Twenty-one (121) North of • Range Forty-five (45) West, said point being Two Hundred Fifty (250) feet east of the northwest corner of said quarter quarter section; thence, south • two hundred (200) feet ; thence, east {our hundred thirty five and six tenths (435.6) feet; thence north two hundred (200) feet; thence west four hundred thirty five and six tenths (435.6) feet to the place of beginning; and containing . two acres more or less. (Also referred • to as Parcel 8 in the record plat of "BIG STONE COUNTY W.A. NO. 32" filed March 4, 1970 In Large Plat Case, page 3-33, Big Stone County Records). Ingress and egress to this tract shall be and is hereby granted over roads at least two rods in width, one such road • being along north and west lines of said quarter quarter section and the other from said tract in a southeasterly direction following along the top edge of the hill to a point on the east line of said quarter quarter section approximately six hundred forty (640) feet north of the south line of said section 5 and thence following along said east line to the said south section line. Bids may be mailed to the Big Stone County Engineer, PO Box 98, Ortonville, MN 56278, to be received on or before December 19, 2011 at 9 am at which time bids will be opened. • The County reserves the right to reject any and all bids. Closing will be ~,ithin thirty (30) days of acceptance of the bid. (Nov. 29, Dec. 6 & 13, 2011) It all starts with Newspapers We want for the \ Either drop off a picture of your Independent office )r call us at 839-61 a picture ,! i Tuesday, Nov. 29,2011 INDEPENDENT Page 7b