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The Ortonville Independent
Ortonville, Minnesota
November 30, 1922     The Ortonville Independent
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November 30, 1922

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llle ORlONVltt[ II00D[P[ND[NI THE ORTONVILLE INDEPENDENT 1The Home T0wnBooster! THURSDAY, NOVEMBER | All Business Men PUBLISHED EVERY THURSDAY by the FARMERS & MERCHANTS PRINTING CO. L A. KAERCHER Managing Editor The Special Articles Appearing Here Each Week OFFICIAL PAPER of BIG STONE COUNTY. Entered as second-c/ass matter May 18, |920, at the postoffice at Ortonvilie, Minn., uier the Act of March 3, 1879. SUBSCRIPTION $2.00 PER YEAR Advertising Rates on Application | Fomign Advx'ising Rel'esentaive 1 L THE AMERICAN PRE55 A.DCIATION J Northwestern Adverttain8 Reprentativt MINNESOTA SELECT LIST, 709 Exchange Bank - St. Paul Igl5 S. 6th St. Minneapolis J Are Reprinted From The Official Organ Of The NATIONAL BUY- AT- HOME MOVEMENT Original Articles Copyrighted, Owned and Controlled by The Home Town Booster Co, Ft. Wayne, Ind. KEEP THE MONEY 00ouot I Help Home Merchants port it. Example: If each and every man, woman and child in the United TOWN BUILDING There i,s nothing which will make a .town increase in population so rapidly and nothing which will give such sub- stantial profit as a well diversified line of industries. The line should be as diverse as possible, and remember that ten small factories are better than one |axge one employing the same amount, or even more labor. The public utilities must be up to date if you want a town to increase in population and in wealth. The banking facilities must be ample, and the banks must realize that their sole duty is not to make money for their stockholders by dividends on AT HOME You Can Get It When You Need It Again When the United States of America, as a means of conserving the financial resources of the country, found it ad- visable to pay our troops in the world war in orders rather than in cash, and gold at that, there is no longer need of an argument to uphold the "Buy At Home" movement. All arguments are answered and the mail order traders have not a leg to stand on. Why tlds move on the part of our Government officials, The credit of the United States is the greatest in the world. These orders cashed in merchandise officials? The credit of the United States as payment for additional goods our gold stays here. If our Govern- ment sent the gold to Europe a larger per cent of it would stay there, for American gold is at a premium the world over. Just so with the money sent ,away by the mail order traders. States had contributed 5c to the sup- port of our war measures, just imagine the staggering figures resulting--S5,- 000,000.00. By this same token, if all the people of a community would pat- ronize that community' merchants, these merchants would be given a greater purchasing power, resulting in a greater reduction of costs to consum- er. The money is kept in circulation in that community; hank deposits are increased making money easier secur- ed at a lower rate of interest. The farmer, towns-man, merchant, doctor, newspaperman, barber, druggist, hard- ware, building material, etc., each and everyone find an added income. New housing facilities necessary, giving employment to the building tradesmen. Each and every transaction made, ev- ery dollar spent, makes for the good of that particular community. The added or concerted trade there makes it possible for the merchants to carry larger and more varied selections of stocks, which, bought right, may be sold right. Such a live, progressive town is an excellent market. Every foot of land within ten to fifteen miles of such a town is bound to increase in value. The people will demand better roads to a town of this sort. It is Keep Down Costs Pay cash if possible or if you do use the convenience of a credit account, settle bills promptly. Bad accounts help raise prices. Carry small parcels--delivery charg- es add to prices. Don't make unnecessary exchanges --the "send it back" habit is was. Patronize the merchants in your home community, for this brings low- er prices by increasing volume and lessening the ratio of overhead expen- ses. Remember: Your home merchants are striving constantly to keep prices at a reasonable level; help them by I domg all of your buymg ot home. Boost your home city at every op- portunityit is good for the city and i's good for you. Boost your home merchants--patronize them. You'll get newer goods, newer styles, and more for your money than you Jan get else- where. You owe it to yourself to trade at home. Keep the money circulating in your own town where you can get it again when you need it. Every dollar their stock, but by concentrating the money of the community in one center and then using it for the benefit of the community which furnished it. This will make just as much money for their stockholders and will carry out the real economic reason for banks. Credit must be extended to new enter- prises. ere will be losses, but not i such losses as many communities have experienced by refusing credit. Two of the largest automobile industries in the United States were in their early days forced to seek new locations be- cause the banks of their home towns would not give them credit they need- ed. Other cities saw the opportunity and acted. The result has been vast increases in their population, wealth and general welfare. The to-as which lost the factories today see their weak- nes True, banking is one of the most important foundation stones for a pro- gressive community, that expects tei grow. And lastly the people must t[mve faith in their own towns, they I must trade at home, they must try in every way to help their communities realizing that in so doing they are elping themselves. They must assist every worthy person to own his own home then when all pull together, long, hard and continuously, the result will be evident in that they will have a bigger and more prosperous town in i whie'n to live and njoy life. ....  e RURAL CREDITS LEGISLATION The latest news from Washington indicates that rural credit legislation is certain to absorb much attention at i the special session of Congress to be convened during the present week. The Federal Reserve banking system has come in for a large share of the Iblame for the present troubles of agri-i culture ever since deflation was start-I { ami in the fall of 1920 by the raisi'|g of I the rediscount rate. Deflation wasl ndoubtedly brought about by this ac-i tion of the Federal Reserve Board, and the farmer, on account of his ina- bility to resist sudden deflatign as! organized business and organized la-i her resisted and slowed it up, carried he largest share of the burden. The experience of the past two year has i clearly indicated that existing fitmn-! .ial systems function admirably forl business, but are entirely unsuited tel the needs of agriculture in times ofl emergency. The new credit legislation propros- ed by Congress does not contemplate new credit for farmers. Rather it proposes a type of credit suited to agricultural needs. Financiers as well as farmers are agreed that the farm- es financial problems today is a mat- ter of finding methods of slowly get- ting out of debt, rather than a matter of entering new obligations. In nor- real times farmers have had ample credit accomodation from existing banking systems because of the gen- eral understanding that the ninety- day note could be renewed from time to time. Since the fall of 1920, the tightening up of this sort of credit by reason of the rulings of the Federal Reserve Board together with increase of interest rates has taught the farm- er the lesson that our banking sy.em is huilt for the needs of the business man but is unsuited for the needs of Jte farmer when he need s the credit i most. Some five different bills are under consideration by Congress for the pro- riding of a suitable credit system for farmerq. These bills differ in slight particulars as to tying up the -new sys- tern with existing financial syems such as the Federal Reserve Banks or the Federal Land Banks. In principle they are similar, in that they provide the so-called intermediate type of credit between the short-time note and long-time mortgage. Such lans! running from ix months to as long as three years would presumably ttke care of the sort of credit which is not' . . i possible under the nmetytay note and t do away with the nec.ity o o I The greater per cent of this money I stays where they send it and does no t good whatever to their local commun-I ity. This example but illustrates, only in a larger sense, community interests. Why should the farmer or townman 'cheaper to haul grain and produce over send money to Chicago when the same or better goods may be purchased at home? Want proof? Here it is! The larger number contributing to the sup- port of an institution the smaller factories are secured, more families are brought into the town, greatel many long-time mortgages. 1 The task before Congress, if suitable I rural credit legislation is to be provid-t ed, s to harmonize the various meas-I ures now under consideration and l pass some measure which will meet the requirements of sound banking and agricultural needs. The experience of the War Finance Corporation since its revival should serve as the best possible guide to the sor af legisla- tion that is needed. The perpetuation of the desirable features of the War Finance Corporation, together with special provision for the financing cf cooperative associations and livestock loan companies, is the type of legisla- tion to be desired. Public sentiment is sufficiently favorable to such legis- lation that Congress should pass the necessary laws as a matter of common sense.The Farmer. @ Nine hundred seventy-two human lives, possibly yours, possibly mine, have been saved in innesctm If the death rate from tubercosis in 1911 had prevaned in 1921, 972 now living! would have gone to their grave during 1921. 972 human beings is an impres- sive number in a state the size of Min- nesota. One of the most mportant elements in the fight against tuber- culosis and other diseases is education of the individual to the dangers of disease, and the ecessity for early discovery and treatment. More, pro- bably, than any other agency, the Christmas Seal is responsible for the tremendous reduction in the tubercul- osis death rate. They are sold and used in December, but they carry the message of health and hope thruout the year. In Minnesota they give to parents free clinics for the examma- tion of their children; tuberculosis are conducted for adults--all will ye- member the free tuberculosis clinics held in Big Stone County at Ortonville and Graceville in October at which nearly 50 people were ex- amined. And to the children the Christmas Seal gives the Health Crusade, a crusade for a cleaner and healthier living thru the teaching o health habits. Within the next few weeks, every child in the county will receive a Health Crusade card, which gives him 14 daily health chores to per- form, with spaces to cheek up on them every day for 16 weeks. These are all definite, such as: "I washed my face, ears and neck, and I cleaned my finger naris today." "I 'brushed my teeth thoroughly this morning, and after the evening meal today" "I play- ed outdoors, or with windows open, an hour today." Ask some child you know to see his Health Crusade card, look over the health chores they do every day--then consider the vast improve- ment in health that must come from learning" these systematic habits of: cleanliness and prevention of disease.i ,CATARRHAL DEAFNESS le often cued by an inflamed condition of the muco lining of the ustachtn abe. When this tube Ig inflamed you ave & rumbling Bound or imperfect h,ring. Unlearn the-inflammation can et reduced, your hearing may be dq- toyed forever. HALL' CATARRH MEDILINE will do what we claim for it--rid your system o Catarrh or Deafness caused by CaLRrrh. HALL'S CATARRH ME)ICLNE has been sueceful in the treatment of Catarrh for over Forty Years. Sold by all druggists. F. J. Cheney & CO., TOledo, O. a good road than a bad one. The bet- ter the reads the more added value to your real estate. There is absolute: ly no limit to the good a man can do for himself and his holdings by getting vigourously and enthusiastically into the National Buy-At-Home Movement. that goes to a mail order house leaves your community--never to return. A Turkey Hop will be held Fri- day night, December 1, in the Odd Fel- lows Hall. Music by Ernies Orches- thra. Music at 9:00 P. M. Tickets $1.10 GENERAL PRINCIPLES OF THE L AW OF THE KINGDOM 17. Think not that I am come to: destroy the law, or the prophets: I am not come to destrgy, but to fulfil. 18. For verily I say unto you, Till heaven and earth pass, one jot or oriel ttle shall in no wise pass from the law, till all be fulfilled. 19. Whosoever therefore shall Lreak "one of these leas commandments, and shall teach men so, he shall be called the least in the kingdom of heaven; but whosoever shall do and teach them, the same shall be called ffeat in the kingdom of heaven. 20. For I say unto you, That except your righteousness shall exceed the righteousness of the scribes and Pharisees, ye shall in no case enter in- .o the kingdom of heaven. , ,J , A Buick Roadster Satisfies Tl"Six,"S l 16,$; The"Six-Sport," S1625; The"Four,"s865 For those who want the intir:,,.cy of the roadster design, Buick provides a completely satisfying selection of models, in appearance as well as in price. Business men find the six-cylinder, two-passenger roadster well suited both to the work day trips and to social motoring. Equally fine for these, and at the same time luxurious in its appointments and smart in ifs snappy lines and coloringis the ix-cylinder sport-roadsterthe de-luxe model of its kind. While a modest, dependable and convenient car is the four-cylinder roadster. And all are Buicim with all that Buick provides in power, dependability and flawless performance. The Buick Line for 1923 C Fo't Mods: .,zet---2 Pu Roedste, $1175; S  ommt, 1 95; s : Ask abot th G. ]iL A. C. lJtr-ba IPla wlW-k IXOid DfuTed Paymt. r D-1I2IP Have Checking Accounts It formed the basis upon which they were able to build their busi- ness. A checking account enabled to keep a complete record of business transaction, and it built up in them a regard for business method, caution and thrift which has made possible their success. We will be glad to help you get started. The First National Bank of 0rtonville Seiberling Tires are growing more popular every Try a pair on your car next time need tires ! A Vesta Battery will start your motor these mornings. And Then00 when you need ALCOHOL for your diator, bear in mind,that we have it. cohol that will stand 40 degrees beloVo The PARK OSTLIND & KARN, Props. OUR ANNUAL DE LAVAL Service Friday, December 8, 1922 At Our Store For the benefit of all users of De Cream SelJarators we have established a Laval Service Day. On this day we shall be glad to have De Laval user bring his separator to our or a complete and careful inspection and justment, which will be made free of cha . Should any parts, due to unusual wear or g3 . cident, need to be replaced, this will be done only charge being for the price of the new p .... used. A De Laval Service man will be with uS assist with this work. Bring in your and receive the benefit of the free service as advice on the care and operation of your chine. It is our wish, and that of the turer, that every user of a De Laval get the maximum of efficiency at the f cost. No expert is required to keep a De , repair. A little card with the use of De Clarified Oil will keep it running A M. SEMRAU for years if adjustments are made when * COME EARLY AND AVOID DELAYS Alvah I. Ortonville, linm ODESSA, MINN. # Wheu better autemobil axe built, Bule.k will  them ,,', ,, 'L :" ',,",: :' ,,,, , For Results Advertise in The Independent. i