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The Ortonville Independent
Ortonville, Minnesota
December 15, 2010     The Ortonville Independent
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December 15, 2010

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/ NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,882.05 MORTGAGOR(S): Michael W. Hurst and Susan R. Hurst, husband and wife MORTGAGEE: Beneficial Loan and Thrift Co., a Minnesota corporation DATE AND PLACE OF RECORDING: Filed May 27, 2005, Big Stone County Recorder, Document No. 159281 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 'A' of the southwest quarter of the southeast quarter of Section 11, Township 121 north, Range 46 west STREET ADDRESS OF PROPERTY: 41846 715th Ave., Ortonville, MN 56278 COUNTY IN WHICH PROPERTY IS LOCATED: Big Stone County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $85,759.91 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 a.m. PLACE OF SALE: Big Stone County Sheriff's office, in the lobby, 20 Southeast Second Street, Ortonville, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 13, 2011. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL ol money li The prospect of a higher-than- usual electricity bill can cause even the jolliest of decorators to turn into Scrooge and pull the plug on their hol- iday lighting display. This year, the Minnesota Department of Commerce, Office of Energy Security (OES) is reminding homeowners and business- es that they can reduce their electric bill without sacrificing on holiday spirit by using ultra-efficient light emitting diode (LED) holiday lights. Decorating for the holidays can be expensive. According to OES, light- ing a string of 500 standard incandes- cent bulbs for five hours a day for 30 days (at 11 cents per kWh) would cost a homeowner $33. Swap out the stan- dard bulbs and go with mini-lights and the cost drops to $3.30. Using 500 LED lights, meanwhile, would cost only 33 cents to run for the same period of time. LEDs come in strings of up to 240 bulbs and up to 100 strings can be attached together. Varieties include a small globe, a flame-tip, a multi- faceted bulb, a rope, an icicle or a mini-light. They are also available in many colors, including red, blue, green, orange, white, and now gold LEDs. Some of the newer strings have controllers that permit special effects such as color changes. In addition to saving money on electricity bills, here are the key rea- sons to use LED lighting technology versus the standard incandescent lighting: Long life. Lifespan is up to 100,000 hours (indoor) and up to 50,000 hours (outdoor) and most manufacturers guarantee them for 20 years. Efficiency. LEDs use about i00 times less energy than the standard (C-7) incandescent bulbs and 10 times less than mini-lights. To save even more, use a programmable timer to limit the lighting of the display to selected hours and days. Durability. The epoxy lenses are nearly indestructible. It's almost impossible to break LED lights. Safety. The bulbs are cool to the touch since a very small amount of heat radiates from them. Old, burned-out or broken holiday lights should be recycled. A list of participating drop-off locations may be found at: For more information on lighting and other efficiency topics, visit the OES website and the Energy Star website at Bloodmobile to be Marietta Senior Dec. 20 The Marietta American Legion and Auxiliary #156 will sponsor a Red Cross Blood Drive on Monday, Dec. 20 at the Marietta Senior Center from 2-7 p.m. Walk-ins welcome, for appoint- ments call Cathy Harstad at 320-668- 2168. 'Tis the season and everyone's searching for the perfect gift that doesn't break the bank. This perfect gift can be found without stepping foot into the mall, placing an order online or spending a dime. Give the gift of life this holiday season by donating blood through the American Red Cross. "If just 10 percent of Americans give blood this holiday season, count- less lives could be saved," said CEO Geoffrey Kaufman of North Central Blood Services "By donating blood, you can give patients in your area and across the country more time to spend with their loved ones." It only takes about an hour to donate blood, and in that hour, you can give patients in need a gift that will be treasured for years to come. The need for blood doesn't pause for the holidays. By taking time to donate this winter, you can help the Red Cross ensure a stable blood sup- ply for all patients who need blood products. The upcoming blood donation will be in Marietta at the Sr. Citizen's Center Monday, Dec. 20 from 2-7 p.m. All blood types are needed to ensure a reliable supply for patients. A blood donor card or driver's license, or two other forms of identification are required at check-in. Individuals who are 17 years of age (16 with parental permission in some states), weight at least 110 pounds and are in generally good health may be eligible to donate blood. High school students and other donors 18 years of age and younger also have to meet certain height and weight requirements. For an appt. call Cathy at 320-668- 2168. Walk-ins welcome. DWELLING OF LESS THAN FIVE More eligible in food support UNITS, ARE NOT PROPERTY USED N AGRICULTURAL PRODUCT ON .... ineome, asset levels program Dated: November 22, 2010 BENEFICIAL LOAN AND THRIFT CO., Mortgagee REITER & SCHILLER, P.A. By:/s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G0657) THIS tS A COMMUNICATION FROM A DEBT COLLECTOR. (Nov. 30, Dec, 7, 14, 21, 28, 2010 & Jan. 4, 2011) Beginning Nov. 1, 2010 the income and asset limits for the Minnesota Food Support program changed meaning more individuals may now be eligible for the program. Income Limits increased from 135 percent to 165 percent of Federal Poverty Guidelines, $1,490 for a sin- gle adult and $2,004 for a couple. There is no longer an asset limit for the program. For more information regarding food support and other assistance programs, or for application assis- tance, contact the Senior LinkAge Line. The Senior Linkage Line is a free service of the Minnesota Board on Aging. Specialists provide in- depth long-term care options counsel- ing; including application assistance, health insurance counseling and help- ing individuals plan to age well in their home and community. Call 1-800-333-2433 for assistance or go to to chat live with a Senior Linkage Line specialist. Information on applying is also available through the Food Support Hotline at 1-800-657-3698. GETTING INTO THE CHRISTMAS SPIRIT was Mrs. Lynn Keller's first grade class. With the help of Mrs. Cathy Mueller, back left, who is the mother of Mrs. Keller, the students made Christmas Trees. Mrs. Mueller donated the trees and decorations. During the October statewide Click It or Ticket enforcement effort, Or- tonville Police Department issued zero seat belt and zero child restraint cita- tions. Around 400 law enforcement agencies statewide participated in the Minnesota Department of Public Safety (DPS) Office of Traffic Safety enforcement effort aimed at increasing seat belt and child restraint use among motorists. Each year in Minnesota, un- belted motorists account for more than one-half of all motorist deaths. "Enforcing seat belt use is not just the job of law enforcement, it's up to every motorist to speak up and tell your passengers to belt up," says Ortonville Chief of Police Jason Mork. "Unbelted motorists are not just endangering themselves. In a crash an unbelted pas- senger can slam into and injure others in the vehicle." During the last three years (2007- 2009), in Minnesota, more than 1,000 motorists were killed in crashes and only 43 percent were buckled up. Dur- ing this same time period in Big Stone County, three motorists were killed in traffic crashes and one was not belted. Another one unbelted motorist was se- riously injured. During the campaign, officers en- forced the state's primary seat belt law that requires passengers in all seating positions, including the back seat, to be buckled up or seated in the correct child restraint. Law enforcement offi- cers will stop and ticket motorists for seat belt violations, including unbelted passengers. A seat belt fine is $25 but can cost more than $100 with court and administrative fees. The campaign also included en- forcement of Minnesota's strengthened child passenger safety law that requires children to be in the correct restraint until they are age 8 and 4 feet 9 inches tall. This law requires booster seats for kids usually starting at age 4 to ensure adult seat belts fit them correctly. Special nighttime belt patrols con- ducted during the campaign resulted in zero citations. Also during this en- forcement campaign the Ortonville Po- lice Department issued one stop sign citation, one speed citation and seven minor consumption citations. Ortonville Police Department con- ducted a seat belt observational survey prior to the seat belt enforcement in Or- tonville, and reported 92% of motorists were belted. In a post-enforcement sur- vey, belt use jumped to 93%. The seat belt enforcement campaign is a component of the state's Toward Zero Death (TZD) initiative. TZD is the state's core traffic safety program that uses a multidisciplinary approach to address traffic issues regionally through enforcement, education, engi- neering and emergency trauma care. The goal of the TZD is 400 or fewer road deaths by 2010. Farm Management Farm Transitions, By Jerod Hanson, Northland Community and Technical College, Hallock Today's production agriculture is a game of unusually high risk that should be examined carefully. Wide daily market swings, escalating fixed costs, land rent negotiations, and financing are all part of running the farm business in today's world. All of these factors can be frustrating to a seasoned manager, not to mention intimidating to an inexperienced operator. The traditional farm transition sees the new operator being taken under the wing of an elder relative and given the chance to rent some ground or lease some livestock. Under this guidance, new operators are taught production practices, record keeping, and financial analysis the same way Artists wishing to enter the Minnesota Department of Natural Resources (DNR) 2012 wild turkey stamp contest must submit their entries beginning at 8 a.m. on Monday, Dec. 13, and ending at 4 p.m. on Friday, Dec. 30. The eastern wild turkey (Meleagris gallopavo silvestris) must be the primary focus of the design. A panel consisting of members with expertise in art, ornithology, hunting, conservation and printing will judge all entries. Judging will take place at 2 p.m. on Thursday, Jan. 6, 2011, at DNR headquarters in St. Paul. Revenues from stamp sales are dedicated to the development, restoration, maintenance and preser- dad and grandpa did it for the last several years. One difficult aspect of farm transitioning is making arrangements that work and have the best interest of all parties involved. There is no reason to think that dad or uncle doesn't have your best interest at heart, however, they may not realize the ramifications from your point of view. I am not suggesting you need to overhaul a management program that has been successful for decades before you. Instead, I am suggesting you build a team of advisors to help you make decisions that keep everyone's best interest in mind. Although the management in place has worked for years in the past, new and young producers should consider working with a Farm Business Management instructor as they build their own farm business. We all know vation of wild turkey habitat in Minnesota. The stamp art contest is open only to Minnesota residents and offers no prizes. Winning artists, may issue limited edition prints of the artwork and retain the proceeds. A reproduc- tion rights agreement, granting the DNR the right to use the design for the stamp image and other purposes, must be signed and submitted with the design to be considered eligible. Complete contest rules are avail- able online at tests/stamps.html. Information also is available by contacting the DNR Information Center, 500 Lafayette Road, St. Paul, MN 55155-4040, or by calling 651-296-6157 or toll free 1-888-MINNDNR (646-6367). a transition program has to work for everyone involved and an FBM instructor may be a good neutral party to help moderate the process. Change is hard and can make for difficult conversations. Some tips for lessening the tension of these conversations may include having them at a neutral location such as in the shop or preferable a FBM instructors office, not someone's home. During the discussion don't make accusations or lay blame, try to understand the other persons concern. Farm transition can be the most difficult and rewarding experience of a career. For more insight into farm transitions or to find an FBM instructor near you visit Big Stone Senior citizens Sec. Gen Strube Big Stone Senior Citizens met on Tuesday, Dec. 7 with 14 members present. Meeting opened with pledge to the flag, birthday song and table prayer. This was followed by a pot luck dinner. Cliff opened the business meeting at 1 p.m. Secretary's report read and approved. A letter from Big Stone Health Care read and tabled to January meeting. Treasurer's report given and approved. Old business: None. New business: Thank you from Milbank Cancer unit read. Stories by Lamoine and Clara. No further business, motion made for adjournment. Cards and bingo played. Why eat alone, join us for friendship and a delightful afternoon. Next meeting will be held Jan. 4. Ma@ a loved one's hfe a little easier this " Stop today and see our wide selection of mobility products including lift chairs, scooters, wheel chair, walkers and canes WE CARRY ALL TYPES OF HOME MEDICAL SUPPLIES RICE MEDICAL www. R ice HomeMed ical .com Willmar 1033 19th Ave. SW 1.800.637.7795 Madison 105 6th Ave. 1.800.247.1094 Redwood Falls 1303 E. Bridge St. Suite 103 1.877.637.3561 Alexandria 115 18th Ave. W. 1.800.450.6036 Tuesday, Dec. 14,2010 INDEPENDENT Page 7b t IF lllllllllllll llll/fill IilIIlUI/IIIIIIIltlll Illllllllltll I [l llllllllillllllltlilllllll lllIl llU IllllllUllllnlllllln - -